VALUERECLAIMED
How it worksPricingFree estimate
For Insurance Agents

One more thing you can do
after a client's accident

When another driver hits your client, the repair gets paid. But the car often comes back worth less at resale, because the accident stays on its history report. That lost value can be a separate claim against the at-fault driver's insurer, not your client's policy, and most people never make it.

Get cards for your office See what clients get →
$0
Cost to your agency
Free
Client screening
2 days
Report in 2 business days
Their
Insurer pays, not yours

How it works

Your part is one sentence when a client calls after a not-at-fault accident.

You mention it

On the call, in your claim follow-up email, or on your claims page.

"Since the other driver was at fault, ask about diminished value. There's a free check at valuereclaimed.com."

Your client gets a free screening

A two-minute estimate, then a free review of the repair invoice. If the claim isn't worth pursuing, they're told that plainly and pay nothing.

The appraisal does the work

If it qualifies: a signed appraisal built on comparable sales and a demand letter your client sends to the at-fault insurer. When the insurer answers, the reply gets written for them, every round until it settles.

Why agents pass it along

It's not your carrier's claim

The claim goes against the at-fault driver's liability insurer. Your client's own policy isn't involved.

Clients remember who told them

Most people never hear about diminished value. The agent who mentioned it is the one they call next time.

Nothing to manage

No forms, no tracking, nothing to sign. You never estimate the loss or promise a result.

Honest screening

Weak claims get a straight "not worth it" instead of a bill, so a referral never turns into a regret.

Copy and paste for your clients

Since the other driver caused your accident, your car may have lost resale value even after the repair, and that can be claimed from their insurer. Value Reclaimed offers a free check: valuereclaimed.com

Who to point there

Good fits

  • Not-at-fault accidents
  • Newer or higher-value cars
  • Structural repairs or large repair bills
  • Claims not yet settled or released

The free screening filters out

  • At-fault accidents
  • Totaled cars
  • Older, high-mileage cars with small repairs
  • Claims already released

Want cards for your front desk?

Email your mailing address and a stack of client cards goes out to you. Questions are welcome too.

Email [email protected] See the sample report →

Frequently asked questions

Does this affect my client's policy or my carrier?
The diminished value claim is made against the at-fault driver's liability insurer. It is not a claim on your client's own policy.
Is this claims advocacy or public adjusting?
No. Value Reclaimed writes an independent appraisal and a demand letter. Your client sends the letter and deals with the insurer directly. Nobody negotiates on their behalf or takes a percentage.
What does it cost your client?
The screening is free. If the claim is worth pursuing, the appraisal is a flat $199, or $249 for structural damage, through December 31. If the documented loss comes in under the fee, they get a full refund.
What does my agency have to do?
Nothing beyond mentioning it. There is nothing to sign and nothing to track. If you'd like printed cards for your office, email and they'll be mailed to you.
Which states?
Clients in every state except Nebraska and Oregon. The rules differ by state, and the free screening checks that first.
Diminished value recovery depends on fault, state law and the vehicle. Value Reclaimed provides appraisals and demand letters; it is not a law firm, an insurance agency or a public adjuster.